{"title":"Budget \u0026 Finance Trackers","description":"\u003cp\u003eBudget planner spreadsheets for Excel and Google Sheets. Track income, expenses, bills, savings goals and net worth in calm, ready-to-use templates. No formulas to write, no subscriptions.\u003c\/p\u003e","products":[{"product_id":"ultimate-budget-planner-excel-google-sheets","title":"Ultimate Budget Planner – Excel \u0026 Google Sheets","description":"\u003ch2\u003eKnow exactly where your money goes, and finally see it grow.\u003c\/h2\u003e\n\u003cp\u003eOne simple spreadsheet for your whole financial life: your budget, bills, savings goals, debt payoff and net worth. Enter your numbers once and everything else updates on its own. No formulas to write, no apps, no subscriptions.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudget Dashboard\u003c\/strong\u003e: pick any month and see income, spending, savings rate and every category against its budget, with color-coded progress bars.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTransaction log\u003c\/strong\u003e: pick a category from the dropdown and the planner knows whether it's income, spending, a saving or a debt payment.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRecurring bills\u003c\/strong\u003e: list rent, phone and subscriptions once, tick them when they're paid, and see what's still due this month.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAccounts\u003c\/strong\u003e: live balances for your checking, savings, credit cards and cash, plus month-end balances.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings goals\u003c\/strong\u003e: track every goal with a progress bar and see exactly how much to save each month to hit your date.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt payoff\u003c\/strong\u003e: the snowball order, months left and your estimated debt-free date.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNet worth\u003c\/strong\u003e: what you own minus what you owe, month by month, with a chart.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnual overview\u003c\/strong\u003e: all 12 months side by side, your best saving month and savings over the year.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eMade to be easy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eStart any month of the year\u003c\/li\u003e\n\u003cli\u003eUse any currency ($, €, £, A$…)\u003c\/li\u003e\n\u003cli\u003eClean, modern design with a step-by-step \"Start Here\" guide\u003c\/li\u003e\n\u003cli\u003eIncludes a filled-in example version so you can see how it works\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eFree bonus\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eMonthly Budget Tracker\u003c\/strong\u003e: a lighter version for when you just want a simple monthly budget.\u003c\/p\u003e\n\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eThis is a digital download. Nothing is shipped. Right after checkout you'll get a download link by email. Open the file in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal use only. Not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Fernwise","offers":[{"title":"Default Title","offer_id":49044069974134,"sku":null,"price":29.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0727\/3942\/2326\/files\/ultimate-budget-planner-01.png?v=1792258396"},{"product_id":"complete-planner-bundle","title":"Complete Planner Bundle – Budget, Debt \u0026 Habit Spreadsheets","description":"\u003ch2\u003eEvery Fernwise planner, one low price.\u003c\/h2\u003e\n\u003cp\u003eGet your money and your routines in order with all three Fernwise spreadsheets for Excel and Google Sheets. Buy them together and save over 30%.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003ca href=\"\/products\/ultimate-budget-planner-excel-google-sheets\"\u003e\u003cstrong\u003eUltimate Budget Planner\u003c\/strong\u003e\u003c\/a\u003e ($29): budget dashboard, transactions, recurring bills, accounts, savings goals, debt payoff, net worth and annual overview. Includes the bonus Monthly Budget Tracker.\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/products\/debt-payoff-planner-spreadsheet\"\u003e\u003cstrong\u003eDebt Payoff Planner\u003c\/strong\u003e\u003c\/a\u003e ($17): snowball vs avalanche, your debt-free date, a month-by-month payoff plan and a payment log.\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/products\/habit-tracker-spreadsheet\"\u003e\u003cstrong\u003eHabit Tracker\u003c\/strong\u003e\u003c\/a\u003e ($12): 12 monthly habit grids, weekly goals, streaks and a yearly heatmap.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eTotal value $58. Bundle price $39.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003ch3\u003eMade to be easy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e (Mac \u0026amp; PC) and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eAny currency, start any month\u003c\/li\u003e\n\u003cli\u003eEvery planner has a \"Start Here\" guide and a filled-in example\u003c\/li\u003e\n\u003cli\u003eOne-time payment, no subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eThis is a digital download. Nothing is shipped. Right after checkout you'll get one download link with all the files.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal use only. Not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Fernwise","offers":[{"title":"Default Title","offer_id":49046957654134,"sku":null,"price":39.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0727\/3942\/2326\/files\/complete-planner-bundle-01.png?v=1792272669"}],"url":"https:\/\/fernwise.store\/collections\/budget-finance-trackers.oembed","provider":"Fernwise","version":"1.0","type":"link"}