{"product_id":"debt-payoff-planner-spreadsheet","title":"Debt Payoff Planner – Excel \u0026 Google Sheets","description":"\u003ch2\u003eSee your debt-free date, and get there faster.\u003c\/h2\u003e\n\u003cp\u003eA calm, simple debt payoff spreadsheet for Excel and Google Sheets. List your credit cards and loans, choose the \u003cstrong\u003edebt snowball\u003c\/strong\u003e or \u003cstrong\u003edebt avalanche\u003c\/strong\u003e method, and the planner builds your month-by-month payoff plan. No formulas to write, no apps, no subscriptions.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt payoff dashboard\u003c\/strong\u003e: your debt-free date, what's left to pay, what you've paid so far and how much interest you save compared to paying minimums only.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSnowball vs avalanche calculator\u003c\/strong\u003e: both methods side by side, with debt-free date, months and total interest, so you can pick the one that fits you.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonth-by-month payoff plan\u003c\/strong\u003e: exactly how much goes to each debt every month, how much is interest and what's left, up to 20 years.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt list\u003c\/strong\u003e: up to 12 credit cards, loans or bills with balance, APR, minimum payment, progress bar, payoff order and paid-off date.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment log\u003c\/strong\u003e: record every payment and watch the progress bars and balances update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRollover built in\u003c\/strong\u003e: when a debt is paid off, its payment moves to the next one automatically.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eMade to be easy\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e (Mac \u0026amp; PC) and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eUse any currency ($, €, £, A$…)\u003c\/li\u003e\n\u003cli\u003eStart in any month\u003c\/li\u003e\n\u003cli\u003eStep-by-step \"Start Here\" guide\u003c\/li\u003e\n\u003cli\u003eIncludes a filled-in example version so you can see how it works\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eAnyone paying off credit card debt, a car loan, student loans, a personal loan or medical bills who wants a clear plan and a real finish line.\u003c\/p\u003e\n\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eThis is a digital download. Nothing is shipped. Right after checkout you'll get a download link by email. Open the file in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eFor personal use only. Dates and interest are estimates based on the numbers you enter. Not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Fernwise","offers":[{"title":"Default Title","offer_id":49046545924214,"sku":null,"price":17.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0727\/3942\/2326\/files\/debt-payoff-planner-01.png?v=1792272544","url":"https:\/\/fernwise.store\/products\/debt-payoff-planner-spreadsheet","provider":"Fernwise","version":"1.0","type":"link"}